3404 County Route 6, Hammond, NY 13646

$5,000 SELLER INCENTIVE! Seller offering up to $5,000 towards allowable buyer closing costs, prepaid expenses, discount points and/or rate buy-down with an acceptable offer. Great opportunity for qualified VA, FHA, USDA or conventional buyers to reduce cash needed at closing or potentially lower their interest rate. Flood insurance is not required-contrary to some public sites-making this a rare opportunity for year-round living on Black Lake. This beautifully renovated home has been thoughtfully updated from top to bottom, featuring new wiring, plumbing, siding, metal roof, and a completely rebuilt second story, all set on a solid poured concrete foundation with a full basement and half bath. Cozy up by the wood-burning fireplace in cooler months and enjoy central air in the summer. Take in stunning waterfront views from the enclosed, heated sunroom or unwind on the private balcony off the spacious primary suite, complete with walk-in closet and ensuite bath. A powered pole at the shoreline adds extra convenience for your waterfront lifestyle.